Even if you’ve no idea of what you’d like your retirement years to look like, you can make a plan so you’re ready for anything when the time comes. Pensions may seem complicated but they are one of the tax-friendliest long-term investment you can build for yourself. A good place to start is to get some advice and that’s where we can help. At Irish Life Financial Services, we’re offering free pension advice with one of our qualified Financial Advisors in person, over the phone, or by video link at a time that suits you. Before booking an appointment with an Irish Life Financial Advisor, please check with your employer if you have a company option available for you.

Whatever your plans for retirement – see the world, go back to college, start a new hobby – you’ll need money to do the things you want to do.

You may get income tax relief on the contributions you make.

They’re flexible. You choose how much you want to put by - and increase, decrease, and even stall payments when you like.

You can top up with regular monthly payments as well as one-time payments.

If you’re an employee, your employer can make contributions too. If you’re self-employed, it’s a tax efficient way to reward your hard work.