Saving for retirement in your 40s

Your 40s are a great time to save for retirement. Embrace the golden rule: the best time to start is now. It's never too late, and every contribution helps.


Products are provided by Irish Life Assurance and advice is provided by Irish Life Financial Services.

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Is it a good idea to start a pension in your 40s?

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How much should you be saving in your 40s?

How to improve your pension in your 40s

Regularly review your payments

Look at potential income tax relief

Consider AVCs (Additional Voluntary Contributions)

Think about combining your pensions

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Why choose Irish Life?

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Guide you to retirement

Our advisors are on hand to help you and offer guidance.

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Support in retirement

We support our customers up until and after retirement.

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Award-winning pension provider

Making us one of Ireland's leading pension providers.

Your pension questions answered