Specified Illness Cover

Below is a list of the 48 conditions covered for full payment. If you claim, you cannot make any further specified illness claims, including an additional payment claim.

Listed Conditions

Click on the Alphabet to navigate to the required condition.

A
B
C
D
E
F
G
H
I
J
K
L
M
N
O
P
Q
R
S
T
U
V
W
X
Y
Z

A

Alzheimer’s disease

resulting in permanent symptoms

Aorta graft surgery

for disease or traumatic injury

Aplastic anaemia

of specified severity

B

Bacterial meningitis

resulting in permanent symptoms

Benign brain tumour or cyst

resulting in permanent symptoms, surgery or radiosurgery

Benign spinal cord tumour or cyst

resulting in permanent symptoms, surgery or radiosurgery

Blindness

permanent and irreversible

Brain injury due to anoxia or hypoxia

resulting in permanent symptoms

C

Cancer

excluding less advanced cases

Cardiac arrest

with insertion of a defibrillator

Cardiomyopathy

resulting in a marked loss of ability to do physical activity

Chronic Pancreatitis

of specified severity

Coma

with associated permanent symptoms

Coronary artery by-pass grafts


Creutzfeldt-Jakob disease

resulting in permanent symptoms

Crohn’s disease

of specified severity

D

Deafness

total, permanent and irreversible

Dementia

resulting in permanent symptoms

E

Encephalitis

resulting in permanent symptoms

H

HIV infection

caught in the European Union, Norway, Switzerland, North America, Canada, Australia and New Zealand, from a blood transfusion, a physical assault or at work in the course of performing normal duties of employment

Heart attack

definite diagnosis

Heart structural repair


Heart-valve replacement or repair


I

Intensive Care

requiring mechanical ventilation for 10 consecutive days

K

Kidney failure

requiring permanent dialysis or transplant

L

Liver failure

irreversible and end stage

Loss of independence

permanent and irreversible

Loss of limb

permanent physical severance

Loss of speech

permanent and irreversible

M

Major organ transplant

specified organs from another donor

Motor neurone disease

resulting in permanent symptoms

Multiple sclerosis or Neuromyelitis optica (Devic’s Disease)

with past or present symptoms

N

Necrotising Fasciitis

P

Paralysis of one limb

total and irreversible

Parkinson Plus Syndromes

resulting in permanent symptoms

Parkinson’s disease (idiopathic)

resulting in permanent symptoms

Peripheral Vascular Disease

with bypass surgery

Pneumonectomy

the removal of a complete lung

Primary Sclerosing Cholangitis

of specified severity

Pulmonary Arterial Hypertension (idiopathic)

of specified severity

Pulmonary Artery Graft Surgery


R

Respiratory Failure


of specified severity

S

Short Bowel Syndrome

requiring permanent parenteral nutrition

Spinal stroke

resulting in permanent symptoms

Stroke

of specified severity

Systemic lupus erythematosus

of specified severity

T

Third Degree Burns


of specified surface area

Traumatic brain injury

resulting in permanent symptoms